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Tips in Profitable Investing

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Karamihan sa mga pilipino ay ang tingin sa pag-i-invest ay negative ka'gad. Ito'y dahil sa takot na ma-scam, dahil nga naman nagkalat ang scam sa internet or kahit offline. Hindi natin sila masisisi. Pwede rin dahil sa kakulangan sa knowledge sa mga investment options. Unlike sa ibang bansa, katulad ng Singapore na halos exposed ang mga tao sa investment options and financial literacy, ang ating mga local media ay naka-focus sa pag-avertise ng mga fast moving products. Hindi rin masyadong maalam o marunong sa pag-manage sa pera ang karamihan sa ating mga kababayan. Bigay-hilig sa paggastos kapag may pera, bahala na bukas. Panahon na siguro na pangalagaan ang ating pinagharapang pera. Hindi tayo forever bata. Kailangan paghandaan ang hinaharap. Matutong mag-ipon at mag-invest. Heto ang ilan sa mga tips: 1. Start Early Sa pag-invest, mas lamang ka kapag nauna ka o kapag nagsimula ka ng maaga. Dahil siguro sa hindi masyado marunong sa pag-manage sa pera kaya karamihan

Choosing a Family-Friendly Condo

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When envisioning your family’s dream home, where do you see yourself? The big dream used to be one where you own a house and lot, but the current state of real estate, more and more families are considering high-rise living. The real estate industry is developing at a fast-pace to meet the changing priorities of today’s modern people. Of course, people will always want their own house, but there is a growing demand for condominiums. The offer of affordable luxury living is extremely attractive after all. But contrary to popular belief, condo living is not just for young professionals. More and more families are choosing condos for their convenience and affordability. The perks of living in a condo Many people think that retirees and young people are better suited for condo living, but families can definitely enjoy the perks of high-rise living. Space is no longer a big concern as more condos adapt to the needs of a growing family. In choosing a condo that suits your fam

Condotels, A Growing Investment Option!

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Condominium units used for short-term guests, otherwise known as “condotels,” are an increasingly attractive property investment. The rise of hospitality service websites like Airbnb is part of the reason the condotel trend is growing, as travelers are increasingly drawn to alternatives to traditional hotels, particularly for longer visits. Condotel units are typically individually owned and managed by the owner himself. Yet, there is an option for it to be included in a property management program, with the manager handling renting out of the unit (along with regular building management and maintenance services) and retaining a percentage of the rental income as payment for services. “The main advantage of owning a condotel unit is its ability to generate passive income. Depending on its location and season of the year, it can potentially earn a lot of money. The growth in tourist arrivals surpassing 600,000 in January of this year, about ten percent more than in the same

Four Checklist Must for First Real Estate Investment

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As many may have already expounded, real estate is a low-risk investment with returns sooner and larger than any other kind. But investing in real estate is also something to take seriously by considering various factors to be able to afford this kind of investment. 1. KEEP YOUR EMPLOYMENT STEADY. You guessed it, income is very important and should be prioritized. It is the most consistent and stable way to accumulate enough funds to pay for that condominium down payment or any other real estate investment. This is also the ideal source of your monthly dues when you finally start your investment so keep it going and make sure that you are never vacant. 2. PRIORITIZE INVESTMENT. Brandon Turner wrote in a Forbes article and quoted Lauren Greutman, author of the book The Recovering Spender, a financial counselor, and founder of LaurenGreutman.com saying “I think people need to get laser focused and remember their value system with every purchase. Every time they make a purchase (

7 Advantages and Disadvantages of Being an OFW

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Why should you become an OFW? How better is being an OFW than working in the Philippines? Let’s start by talking about the advantages of being an OFW. What benefits can you get from being an OFW? We believe here are some of them: SEVEN (7) ADVANTAGES OF BEING AN OFW 1. HAVING A JOB.  One of the most obvious advantages is that, if you do become an OFW, then you will have a job. Instead of loitering around the house, you actually get to spend your time on something as productive, meaningful and as useful as working. This is particularly good in cases when you are having a really difficult time to land a job locally. Of course, as a consequence of having a job abroad, another advantage is that you… 2. EARN HIGH INCOME.  Most Filipinos choose to become OFWs because they know they’ll be paid higher compared to what they will receive or are receiving as a worker in the Philippines. And this is indeed often the case, especially when you take the foreign exchange ra